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Banking-as-a-Service · Built for AI agents · MCP-ready

Launch your own fintechin 7 days.

We provide the entire financial stack: virtual accounts, US equities, card issuing, fund custody, cross-border payments and AI-agent commerce. You ship to production under your own brand, in days, not years.

Registered MSB · Non-custodial custody · Agent-native · LATAM-first

TIME TO MARKET

Live in a week

Go from sandbox to production under your brand, no multi-year build.

YOUR BRAND

White-label end to end

Web, mobile apps, SDK and APIs, all carrying your name.

ONE INTEGRATION

The full stack

Accounts, cards, equities, custody and payments through a single API.

Companies that trust Tokelia

  • CAUSFY
  • PCOINGROUP
  • BALLI INVESTMENTS
  • TCT ECOSYSTEM

ONE PLATFORM

One platform to move money, for people and for agents

Assemble the exact product you need from primitives that already run in production. A single API key, one ledger and one compliance layer underneath.

Safe by design

Non-custodial custody, a double-entry ledger with idempotency, and step-up approvals on high-value transfers.

Live across LATAM

Fiat in and out across many countries and currencies, with local rails abstracted behind one interface.

Compliance without friction

KYC/AML, travel-rule and beneficiary screening, backed by verifiable on-chain attestation.

Build the future of money.

Built for how money actually moves.

One integration behind accounts, cards, custody and settlement, running in real time.

CARDS

Visa cards that spend stablecoin

Hand your users virtual and physical Visa cards that spend straight from a crypto or fiat balance, with no top-ups and fully under your brand.

  • Virtual and physical Visa, issued in minutes
  • Spend straight from a crypto or fiat balance
  • Limits, freeze and full lifecycle over the API
  • White-label: your brand on the card and the app

Available across Europe, Latin America and Asia-Pacific

tokelia Platinum
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A. Rivera
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VISA

PRODUCTS

A complete financial stack, à la carte

See all products

Virtual Accounts

Dedicated USD and EUR accounts per user, with deposits that auto-convert to stablecoin.

01

Card Issuing

Virtual and physical cards that spend straight from a crypto balance.

02

BaaS / White-label

A branded fintech end to end: web, iOS and Android apps, SDK and isolated tenancy.

03

Fiat Rails & Payouts

On/off-ramp and mass payouts to bank or stablecoin, with maker-checker and receipts.

04

Property Tokenization

NEW

Tokenize real estate and real-world assets: fractional ownership, on-chain title and proof-of-reserves.

05

Cross-Border Payments

Send money between countries in minutes, settled in stablecoin with FX built in.

06

Wallet Infrastructure

Multi-chain wallets, deposit detection, gas pooling and proof-of-reserves.

07

Non-custodial custody

Users hold their own funds; every movement needs the user’s approval.

08

Swaps & Convert

Best-price token swaps and local-currency conversion with quote locking.

09

Stablecoin Issuance

Issue your own branded stablecoin, 1:1 fiat-backed with monthly attestations, minted and redeemed at par across 25+ chains, with regulated issuance and no license of your own required.

10

FX & Treasury

OTC quotes, position netting, auto-hedging and per-brand spreads from a dealing desk.

11

Equities / Brokerage

Access to US stocks for your users, with scheduled investing via signed mandates.

12

Compliance & Identity

KYC/AML for both users and AI agents, with mandates anchored on-chain.

13

Conversational Payments

beta

Pay from a chat, “send $50 to Juan”, with verification built in.

14

AI-Agent Payments + MCP

Signed mandates, spend tiers, on-chain attestation and a live MCP server your agents can call today.

15

COMPLIANCE & IDENTITY

Verified agents, provable mandates

It isn’t enough to know who gets paid. Tokelia verifies the AI agent itself and anchors its mandates and contracts on-chain, so your compliance team gets an audit trail it can defend.

  • 01

    Identity for people and agents

    KYC/AML for users and a verifiable credential for every agent, bound to a real, screened principal.

  • 02

    Mandates anchored on-chain

    Agent mandates and service contracts are signed and anchored on-chain: tamper-proof, timestamped, verifiable by anyone.

  • 03

    Auditable by default

    Sanctions and travel-rule screening, plus an append-only trail of every mandate, decision and settlement.

SOLUTIONS

Built for the teams shaping the next layer of money

Fintechs

Add crypto, fiat and cards without building rails or chasing licenses.

Marketplaces

Pay sellers and creators across borders, in bank or stablecoin.

Banks

Move into digital assets with custody and compliance you can audit.

AI platforms

Let your agents transact with mandates, limits and attestation.

GLOBAL COVERAGE

One integration, worldwide reach.

Accounts, cards and payments run live across three continents, on the local rails your users already trust, behind a single API.

  • Europe

    Eurozone · United Kingdom · Poland

  • Latin America

    Mexico · Colombia · Brazil · Argentina

  • Asia-Pacific

    Singapore · Hong Kong · Japan · Australia

Launch your branded fintech, in days, not years.

Tell us your use case. We’ll scope an integration and hand you a sandbox key.