EUR/USD accounts
A nominative account in euros or dollars to receive, hold and send money.
YAKOPAY · READY TO USE
Accounts, cards and crypto, ready to use
For businesses and individuals with no platform of their own. Sign up on web or app and start moving money. No integration, no infrastructure to run.
yakopay
Total balance
€12,480.50
+2.4% this month
yakopay Platinum
•••• 3579
A. Rivera VISA
Add
Send
Convert
Assets
BTC
Bitcoin
BTC
€6,120.00
+1.2%
ETH
Ethereum
ETH
€3,940.30
+0.8%
USD
USD Coin
USDC
€2,420.20
1:1
yakopay
WHAT’S INSIDE
Everything you need in one account
Yakopay bundles the accounts, cards and crypto rails most people have to stitch together from several apps.
Visa cards, physical & digital
Spend from your balance anywhere Visa is accepted, in stores or online.
Crypto & stablecoins at 1:1
Hold crypto and convert to stablecoins at par, in the same app as your fiat balance.
SEPA/ACH transfers, in and out
Send and receive from any bank account over SEPA (EUR) or ACH (USD).
Instant everyday payments
Pay and get paid without waiting on bank settlement times.
One app for money and crypto
No separate wallet, no separate bank. Fiat and crypto live in the same place.
FOR EVERYONE
For businesses and individuals
The same rails, set up for how you actually use money.
Businesses
EUR/USD accounts for the company, cards for your team, and payouts to contractors or suppliers, without opening a merchant account.
Individuals
A personal account, a Visa card and a crypto balance you control, for everyday spending, savings and transfers.
HOW IT WORKS
From sign-up to spending in minutes
Three steps, no paperwork sent by mail.
- 1
Sign up
Create your account on web or in the app in a few minutes.
- 2
Add funds
Fund your balance by SEPA/ACH transfer or by depositing crypto.
- 3
Spend or send
Pay with your Visa card or send money by transfer or on-chain.
WEB & APP
Your account, wherever you are
Manage your balance, cards and transfers from the Yakopay web dashboard or the mobile app. The same account, kept in sync.
POWERED BY TOKELIA
Backed by regulated infrastructure
Yakopay is a product of Tokelia, built on the same money-services and custody infrastructure used across the Tokelia platform.
Regulated money services
Money services are provided by Tokelia LLC, a U.S. company registered as a Money Services Business with FinCEN (MSB reg. no. 31000337250402).
Non-custodial custody
Users control their own funds, so no one can move them without the user’s approval.
KYC/AML on every account
Identity verification and screening run at sign-up and on an ongoing basis.
Yakopay and Tokelia are not a bank. Service availability varies by jurisdiction.
Ready to build with Tokelia?
Tell us your use case and we’ll point you to the right layer: infrastructure, tokenization or Yakopay.