Stablecoin settlement
Value moves in seconds and lands where it’s needed, in the form it’s needed.
CROSS-BORDER PAYMENTS
Move money between countries in minutes.
Settle cross-border transfers in stablecoin with FX built in, and pay out to local bank rails or wallets in 15+ currencies behind a single interface.
CAPABILITIES
What it does
FX built in
Transparent quotes with locking, no hidden spread between corridors.
Local rails
Payouts land on PIX, SPEI, PSE, SEPA and ACH across LATAM, the US and Europe.
One interface
Reach many corridors through a single API instead of stitching partners together.
How it works
From origin currency to a local payout in three steps.
- Step 01
Fund the transfer
Bring in value and convert it to stablecoin at a quoted, locked rate.
- Step 02
Settle across the corridor
Stablecoin moves between countries in seconds, with FX handled inline.
- Step 03
Pay out locally
Deliver to a local bank account or wallet in the recipient’s currency.
Who it’s for
Businesses that need value to cross borders without the wait.
Payroll and payouts
Pay contractors and staff in other countries on time, in local currency.
Supplier payments
Settle international invoices without the delay of correspondent banking.
Remittance platforms
Power consumer transfers into LATAM with transparent, quoted FX.
RAILS & COVERAGE
Pay out on the rail each market runs on
Instant local rails where they exist, bank transfer and wire everywhere else, settled end to end in stablecoin.
Instant local rails
PIX in Brazil, SPEI in Mexico, PSE and Bre-B in Colombia, and SEPA Instant across the euro area. Most land the same day, many in seconds.
Latin America
Local-currency payouts to Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Mexico and Peru.
US & Europe
ACH and domestic wire in the United States, SEPA and SEPA Instant across Europe.
Stablecoin transfers
Move USDC, USDT and EURC across chains in under a minute, then settle to local fiat.
Batch payouts
Pay 100+ recipients in a single call: payroll, contractors, marketplace sellers and creators.
Global collection
Collect USD from over 200 countries and territories, with cross-border transfers that clear faster than correspondent banking.
Compliance (KYC, AML and travel-rule screening) runs on the licensed institutions behind each rail, so coverage follows their footprint. Settlement times vary by market and daily cut-offs.
MORE PRODUCTS
Pairs well with
Virtual Accounts
Issue named accounts per user in USD, EUR, GBP and local LATAM currencies, each with real bank details to receive funds. Deposits arrive on the rail their market runs on and reconcile against one ledger, ready to hold or auto-convert to stablecoin.
Swaps & Convert
Route token swaps and local-currency conversion to the best available price, with quote locking so your users always know what they get.
Wallet Infrastructure
Create and operate wallets across chains with deposit detection, gas pooling and proof-of-reserves, without running your own nodes.
Ready to build with Tokelia?
Tell us your use case and we’ll point you to the right layer: infrastructure, tokenization or Yakopay.