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PRODUCTS

A complete financial stack, à la carte

Every service you need to launch and run a fintech, in production and behind one API. Compose only what you want.

Virtual Accounts

Named per-user accounts in USD, EUR, GBP and local LATAM currencies, with real bank details and auto-conversion to stablecoin.

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Card Issuing

Visa cards your users spend straight from a crypto or fiat balance, with granular spend controls and your own brand.

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BaaS / White-label

A branded fintech end to end: web, iOS and Android apps, SDK, isolated tenancy and the regulated rails running behind it.

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Fiat Rails & Payouts

Ramp between fiat and stablecoin and pay out at scale over ACH, SEPA, local rails and stablecoin, with approvals and receipts.

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Tokenization (RWA)

Tokenize real-world assets on a ready SaaS platform, with ERC-3643 compliance, a secondary market and banking rails included.

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Cross-Border Payments

Settle cross-border transfers in stablecoin with FX built in, and pay out to local bank rails or wallets in 15+ currencies.

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Wallet Infrastructure

Create and operate multi-chain wallets with deposit detection, gas pooling and proof-of-reserves, without running any nodes of your own.

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Non-custodial Custody

Non-custodial by design: users control their assets and nothing moves without their approval, so you run the product without holding funds.

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Swaps & Convert

Route token swaps and local-currency conversion to the best available price, with quote locking so users always know what they receive.

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Stablecoin Issuance

Issue your own branded stablecoin, 1:1 fiat-backed with monthly attestations, minted and redeemed at par across 25+ chains.

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FX & Treasury

OTC quotes, position netting, auto-hedging and per-brand spreads from a dealing desk, to run your multi-currency treasury end to end.

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Equities / Brokerage

Access to US stocks for your users, with scheduled, fractional investing through signed mandates and settlement built into the flow.

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Compliance & Identity

KYC/AML for both users and AI agents, with sanctions screening on every transfer and mandates anchored on-chain, verifiable by anyone.

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Conversational Payments

Pay from a chat (“send $50 to Juan”) with identity verified and every payment inside limits and mandates that you control.

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AI-Agent Payments

Give autonomous agents a way to move money inside signed mandates and spend tiers, with every action attested on-chain and auditable.

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Ready to build with Tokelia?

Tell us your use case and we’ll point you to the right layer: infrastructure, tokenization or Yakopay.