Virtual, plastic and metal
Issue instant virtual cards, or order plastic and premium metal Visa cards, from one program.
CARD ISSUING
The simplest way to issue Visa cards on the blockchain.
Launch Visa cards that spend straight from the user's own non-custodial wallet, crypto and fiat, with no top-ups, so the holder always keeps control of their funds, plus granular spend controls and your brand on every card.
tokelia Platinum
•••• •••• •••• 3579
Card holder
A. Rivera
Valid thru
••/••
CAPABILITIES
What it does
Spend from any balance
Multi-currency spending straight from a crypto or fiat balance, with no pre-funding pools.
Instant send to any card
Push funds to any eligible Visa or Mastercard in seconds, not just spend from the card itself.
Granular limits and freeze
Per-transaction, daily, monthly and lifetime limits, with freeze and unfreeze in real time.
Customize everything
Make it yours: card design, UX flows, statements and notifications, all under your brand.
Apple Pay, Google Pay and 3-D Secure
3-D Secure with in-app confirmation, Apple Pay and Google Pay, and PCI-scoped card data.
ARCHITECTURE
Non-custodial by design
Unlike traditional card programs, ours needs no custody. Your company keeps full control of the experience while each card spends straight from the user’s own wallet, connected directly to the global Visa network.
No custody required
Funds stay in the user’s own wallet; you never take custody of their money.
Straight to Visa
Wallets connect to the Visa network, so cards spend from the balance in real time.
Control without the risk
You run the program without holding client money on your balance sheet.
How it works
From program setup to a card in your user’s hands.
- Step 01
Configure your program
Choose card types (virtual, plastic, metal), BIN, currencies and branding.
- Step 02
Onboard and issue
Users pass KYC and get a virtual card in seconds; plastic and metal ship to them.
- Step 03
Spend and control
Cards work online, in store, at ATMs and in Apple or Google Pay, with live limits and monitoring.
Who it’s for
Anyone who wants to put a card on top of a balance.
Neobanks and wallets
Give every user a spending card tied to their account or wallet balance.
Corporate and expense
Issue employee cards with per-team budgets and automatic receipts.
Agent and investor spending
Let AI agents or investors spend from a mandate-bound balance.
COVERAGE
Issue cards in 180+ countries
Cards can be issued across these markets, including all 50 US states. Availability depends on the user’s country of registration and verification level.
Europe 46 countries
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Albania -
Andorra -
Austria -
Belgium -
Bulgaria -
Croatia -
Cyprus -
Czech Republic -
Denmark -
Estonia -
Faroe Islands -
Finland -
France -
Germany -
Gibraltar -
Greece -
Guernsey -
Hungary -
Iceland -
Ireland -
Isle of Man -
Italy -
Jersey -
Latvia -
Liechtenstein -
Lithuania -
Luxembourg -
Malta -
Moldova -
Monaco -
Montenegro -
Netherlands -
North Macedonia -
Norway -
Poland -
Portugal -
Romania -
San Marino -
Serbia -
Slovakia -
Slovenia -
Spain -
Sweden -
Switzerland -
Ukraine -
United Kingdom
North America 2 countries
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Canada -
United States
Latin America & Caribbean 31 countries
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Antigua and Barbuda -
Argentina -
Bahamas -
Barbados -
Belize -
Bolivia -
Brazil -
Chile -
Colombia -
Costa Rica -
Dominica -
Dominican Republic -
Ecuador -
El Salvador -
Grenada -
Guatemala -
Guyana -
Haiti -
Honduras -
Jamaica -
Mexico -
Nicaragua -
Panama -
Paraguay -
Peru -
Saint Kitts and Nevis -
Saint Lucia -
Saint Vincent and the Grenadines -
Suriname -
Trinidad and Tobago -
Uruguay
Asia-Pacific 37 countries
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Australia -
Bhutan -
Brunei -
Cambodia -
China -
Fiji -
Hong Kong -
India -
Indonesia -
Japan -
Kiribati -
Laos -
Macao -
Malaysia -
Maldives -
Marshall Islands -
Micronesia -
Mongolia -
Nauru -
Nepal -
New Zealand -
Pakistan -
Palau -
Papua New Guinea -
Philippines -
Samoa -
Singapore -
Solomon Islands -
South Korea -
Sri Lanka -
Taiwan -
Thailand -
Timor-Leste -
Tonga -
Tuvalu -
Vanuatu -
Vietnam
Middle East & Central Asia 18 countries
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Armenia -
Azerbaijan -
Bahrain -
Georgia -
Israel -
Jordan -
Kazakhstan -
Kuwait -
Kyrgyzstan -
Oman -
Qatar -
Saudi Arabia -
Tajikistan -
Turkey -
Turkmenistan -
United Arab Emirates -
Uzbekistan -
Yemen
Africa 48 countries
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Algeria -
Angola -
Benin -
Botswana -
Burkina Faso -
Burundi -
Cameroon -
Cape Verde -
Chad -
Comoros -
Congo -
Côte d’Ivoire -
Djibouti -
Egypt -
Equatorial Guinea -
Eritrea -
Gabon -
Gambia -
Ghana -
Guinea -
Guinea-Bissau -
Kenya -
Lesotho -
Liberia -
Madagascar -
Malawi -
Mali -
Mauritania -
Mauritius -
Morocco -
Mozambique -
Namibia -
Niger -
Nigeria -
Rwanda -
São Tomé and Príncipe -
Senegal -
Seychelles -
Sierra Leone -
Somalia -
South Africa -
South Sudan -
Eswatini -
Tanzania -
Togo -
Tunisia -
Uganda -
Zambia
MORE PRODUCTS
Pairs well with
Virtual Accounts
Issue named accounts per user in USD, EUR, GBP and local LATAM currencies, each with real bank details to receive funds. Deposits arrive on the rail their market runs on and reconcile against one ledger, ready to hold or auto-convert to stablecoin.
Wallet Infrastructure
Create and operate wallets across chains with deposit detection, gas pooling and proof-of-reserves, without running your own nodes.
Cross-Border Payments
Settle cross-border transfers in stablecoin with FX built in, and pay out to local bank rails or wallets in 15+ currencies behind a single interface.
Ready to build with Tokelia?
Tell us your use case and we’ll point you to the right layer: infrastructure, tokenization or Yakopay.