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The programmable-money workbench

Deep dives, guides and field notes on payments, accounts, cards, stablecoins, tokenization and regulatory compliance.

LATEST

Hot off the press

Long-form guides and field notes from the team building programmable money infrastructure.

A building, an invoice stack and a fund certificate converging into a single compliant digital token

PILLAR

Real-world asset (RWA) tokenization: the complete guide

Real world asset tokenization explained in plain business terms: how it works, what you can tokenize, the compliance stack, and why Latin America fits.

13 min read
Crypto and fiat value streams merging through a compliance checkpoint

PLAYBOOK

How to Build a Crypto and Fiat Payment Platform (Compliance from Day One)

A practical guide to launching a fintech that moves crypto and fiat with KYC/AML compliance built in, covering rails, non-custodial custody, licensing, stablecoins and card issuing.

12 min read
A 90-day fintech launch timeline split into scope, build, compliance and pilot phases

PLAYBOOK

A 90-Day Plan to Launch Your Fintech MVP

A week-by-week playbook to launch a fintech MVP in 90 days, covering the regulatory perimeter, licensing, capital, core build, KYC/AML and a controlled launch.

10 min read
A permissioned token contract checking identity and compliance before allowing a transfer, representing ERC-3643

EXPLAINER

What is ERC-3643 (T-REX)? The token standard for compliant securities

ERC-3643 (also written ERC3643), or T-REX, is the permissioned token standard for compliant tokenized securities: on-chain identity, trusted claims and a compliance check on every transfer. Here is how it works and how it compares to ERC-20.

8 min read
A two-way bridge between a fiat bank account and a crypto wallet

EXPLAINER

Crypto On-Ramp and Off-Ramp Explained: How Fiat and Crypto Connect

A clear explainer of the crypto on-ramp and off-ramp for businesses: how fiat-to-crypto and crypto-to-fiat conversion works, plus fees, KYC/AML, local rails and API integration.

10 min read
A commercial building represented as a token moving through legal structuring, issuance, investor onboarding and rent distribution

HOW-TO

How to tokenize real estate, step by step

How to tokenize real estate, step by step: structure the SPV, issue an ERC-3643 token, onboard KYC-verified investors, and distribute rent to global buyers.

10 min read

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