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The programmable-money workbench
Deep dives, guides and field notes on payments, accounts, cards, stablecoins, tokenization and regulatory compliance.
LATEST
Hot off the press
Long-form guides and field notes from the team building programmable money infrastructure.
EXPLAINER
The Crypto Travel Rule Explained (for Fintechs)
What the crypto travel rule is, where it comes from, data VASPs must transmit, thresholds by jurisdiction and how to stay compliant without slowing transfers.
PRODUCT
Why tokenization needs banking rails
Tokenization is only half a product without banking rails. See why tokenization banking rails, not tokens alone, is what makes subscriptions and payouts work.
COMPLIANCE
How KYC and AML Work for Crypto and Fiat Payments
How KYC and AML work for crypto and fiat payments: verification, transaction monitoring, wallet screening, the travel rule and embedding it in your API.
GUIDE
Stablecoin Payments for Fintechs, Benefits and Trade-offs
A practical guide to stablecoin payments for fintechs: real benefits, USDT vs USDC vs DAI, network fees, regulation and how to accept and send payments.
EXPLAINER
Security tokens vs utility tokens, explained
A clear, non-legal comparison of security tokens vs utility tokens: what defines each, why the classification matters, and how to confirm it early.
PLAYBOOK
Crypto and Fiat Licenses: MSB, MTL, EMI and MiCA
A practical guide to the licenses that let you move crypto and fiat, from a US money transmitter license and MSB registration to EMI and MiCA in Europe.
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