Regulated by design
A registered U.S. MSB with KYC/AML and non-custodial custody built into every layer.
THE COMPLETE FINANCIAL INFRASTRUCTURE & RWA TOKENIZATION COMPANY
Build it, tokenize it,or just use it.
Tokelia is the regulated financial infrastructure behind modern money: a BaaS stack to launch your own fintech, a SaaS platform to tokenize real estate and RWAs, and a ready-to-use product for everyone else.
Registered MSB · Non-custodial · Global coverage
Why build on Tokelia
TIME TO MARKET
Your fintech in production in 7 days
Go from sandbox to production under your own brand in a week, no multi-year build. Banking-as-a-Service infrastructure, ready to launch.
YOUR BRAND · WHITE-LABEL
White-label, end to end
Web, mobile apps, SDKs and APIs entirely under your brand. Offer regulated financial services as your own, without building the infrastructure.
ONE INTEGRATION
The full financial stack, one API
Virtual accounts, card issuing, US equities, non-custodial custody, cross-border payments and real-world asset (RWA) tokenization, behind a single API.
TOKELIA BAAS & SAAS SOLUTIONS
Built for how money actually moves.
One integration behind accounts, cards, custody and settlement, running in real time.
Three ways to move money
One regulated stack underneath. Pick the layer that fits how you build.
Fintech Infrastructure
Banking-as-a-Service: the fintech platform, ready to launch under your own brand.
- Virtual accounts, cards, non-custodial custody and cross-border payments
- White-label: your own brand on a single integration
- From sandbox to production in days, not quarters
RWA Tokenization SaaS
Tokenize real-world assets on a ready SaaS platform, with banking included.
- ERC-3643 compliance and self-custody
- Built-in EUR/USD bank accounts and stablecoin conversion
- Visa card issuing per investor, physical and digital
Yakopay
Accounts, cards and crypto, ready to use with no platform of your own.
- EUR/USD accounts and Visa cards, physical and digital
- Crypto and stablecoins at 1:1, SEPA/ACH in and out
- For businesses and individuals, on web and app
WHY TOKELIA
Why teams build on Tokelia
Live in days, not quarters
Go from sandbox to production under your own brand in a week, with the full stack ready to launch.
Global coverage
Accounts, cards, payouts and rails across LATAM, the U.S., Europe and beyond, behind one interface.
One integration, full stack
Virtual accounts, cards, custody, cross-border payments and RWA tokenization behind a single API.
ONE STACK UNDERNEATH
The same regulated foundation powers all three.
- Virtual accounts
- Card issuing
- Non-custodial custody
- Cross-border payments
- Stablecoin conversion
- Asset tokenization
GLOBAL COVERAGE
One integration, worldwide reach.
Accounts, cards and payments run live across three continents, on the local rails your users already trust, behind a single API.
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Europe
Eurozone · United Kingdom · Poland
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Latin America
Mexico · Colombia · Brazil · Argentina
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Asia-Pacific
Singapore · Hong Kong · Japan · Australia
SECURITY & COMPLIANCE
Regulated rails, non-custodial by design.
Money services are provided by Tokelia LLC, a U.S. Money Services Business registered with FinCEN (MSB reg. no. 31000337250402). Assets stay non-custodial, with KYC/AML built in.
How we keep it safe →